Just because there’s an open insurance claim pending on your property doesn’t mean you can’t sell it. Many Detroit homeowners deal with fire damage, water damage, storm issues, or other losses that force them to wait on adjusters and repair approvals. These delays cause many homeowners to ask the question, “Can I sell my house with an open insurance claim?”
Call Wise Property Buyers at (313) 513-8824 to sell your house fast. When you reach out, the team reviews your situation, explains your options, and helps you understand the most direct way to move forward without waiting for the claim to close.
Why Selling a House With an Open Insurance Claim Is so Difficult
Selling a house with an open insurance claim creates challenges that most traditional buyers and agents don’t want to navigate. If you’ve already tried selling a house with an open insurance claim, you probably ran into several frustrating roadblocks, including:
- Buyers who won’t move forward until the insurance company completes inspections.
- Agents who want repairs finished before listing, even though the claim remains open.
- Lenders who reject financing because the home has active damage or unresolved coverage issues.
- Delays caused by adjuster appointments, incomplete repair estimates, and long review periods.
- Reduced offers from buyers who assume the damage is worse than reported.
Such issues can make selling a home with pending insurance claims stressful and unpredictable, leaving homeowners searching for an insurance guide that explains how open claims affect traditional sales. You may feel pressure to wait for approvals, finish repairs, or negotiate with buyers who keep asking for updates from the insurance company.
Selling a House With an Open Insurance Claim to a Cash Buyer
So, can you sell a home during an active insurance claim? Yes, and selling to a cash buyer is often the easiest option because the process doesn’t rely on lender rules or insurance company timelines.
- You disclose the open claim and explain the damage that led to it.
- Wise Property Buyers evaluates the home as-is and makes a fair offer based on its current condition.
- The sale moves forward without waiting for adjuster reports, repair bids, or formal claim resolutions.
This approach eliminates uncertainty and removes the pressure tied to a home sale with open insurance coverage issues. Wise Property Buyers purchase the property in its current state, accept the existing situation, and give you a closing date you can count on. Wise Property Buyers simplifies every step for homeowners selling a house with an open insurance claim and gives you a realistic path out of the situation.
Call Wise Property Buyers To Sell a House With an Open Insurance Claim
If you still find yourself asking, “Can I sell my house with an open insurance claim?” call Wise Property Buyers at (313) 513-8824 to receive a fair cash offer on your as-is home. Still aren’t sure whether selling to a cash home buyer is the right fit for you? Check out our other blog post that explains the benefits and gives more tips for selling a house with an active insurance claim.